Turn Your Gold into Instant Cash with Flexible Loans!

Access quick gold loans with minimal paperwork, competitive rates, and a hassle-free process.

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*Only Available for the residents of Ontario.

Hassle-Free Gold Loans from Payday Loan Mart

Get the cash you need without selling your gold. Our gold loans offer instant approval, secure handling, and repayment terms tailored to your needs, ensuring a smooth and reliable borrowing experience.

How It Works?

Bring Your Gold

Visit our store to submit your gold for evaluation.

Recieve Quote

Based on the evaluation, we provide you with a loan offer.

Get Your Funds

Receive your loan amount instantly while your gold is securely stored

We Accept All Types of Gold

  • Scrap Gold
  • Gold Bars
  • Gold Coins
  • Royal Canadian Mint (RCM) Coins
  • Gold Rings
  • Gold Chains
  • Gold Pendants
  • Gold Bangles/Bracelets
  • Gold Teeth
  • Ethnic Gold

Gold Loans You Can Trust – Instant Cash, Transparent Terms!

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Gold Loan Faqs

What kinds of gold items do you accept?

At Payday Loan Mart, We accept all types of gold, including rings, chains, pendants, necklaces, bracelets, gold bars, coins, and other jewelry.

Do you require a credit check for a gold loan?

No, credit checks are not required. Simply bring in your gold and secure a loan hassle-free.

How long does the gold loan processing take?

The gold loan process typically takes just 10-15 minutes.

How do I receive the money?

You can choose to receive the amount in cash or have it transferred to your bank account.

What documents are required for Gold Loan?

All you need is a photo ID to process your gold loan.

What is the interest rate for a gold loan?

We offer the lowest interest rates, it varies on the loan amount.

How will I repay the gold loan?

We offer multiple payment options at our locations including cash or debit, and payments via online or mobile banking from all major banks.

 
How secure is my gold with Payday Loan Mart?

We take extreme caution in safeguarding your gold. We use commercial bank standard security for safekeeping your gold. Also, we insure your gold for its assessed value with a major insurance company at no cost to you.

 
Will you report gold loan to credit agencies?

We do not access information from credit bureaus or report your loan. All details remain strictly confidential, and gold loans will not appear on your credit report.

Payday loan Disclosures

To qualify for a payday loan, minimum net pay requirements will apply. Other conditions may also apply. Ask Payday Loan Mart Representative for details.

Payday Loan Mart Online Payday Loans are currently only offered to residence of Ontario.

Ontario residents: The cost of borrowing at Payday Loan Mart in Ontario is $14 per each $100 advance. On a $500 loan of 14 days, the total cost of borrowing is $70, with a total payback amount of $570 and an APR of 365%. On a loan of 62 days, the APR is 82.42%.

* Approval is not guaranteed and conditions apply.