Need quick funds for unexpected expenses? Get a short-term loan from $100 to $1,500 with fast approval and a simple, hassle-free application process.
Unforeseen expenses can arise at any moment, leaving you in need of immediate financial support. Our Instant Cash Advance loans in Ontario are crafted to offer fast cash without the hassle of traditional lending.
We make getting cash quick, easy, and stress-free. With flexible loan amounts from $100 to $1,500, fast approvals, and no hidden fees, we’re here to help when you need it most.
Apply in minutes and receive funds the same day—no long waits.
Bad or no credit? No problem. We focus on your ability to repay.
No hidden fees. Just clear, competitive rates you can trust.
Your data is protected with bank-level encryption and full confidentiality.
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Approval Process: All loan applications will undergo an approval process to ensure the applicant has the financial capacity to fully repay their loan. This process may involve verifying your last 3 months pay stubs, bank statements, and evaluating the number of existing loans you currently hold. Our loan services are currently only available to the residents of Ontario.
Repayment Term: You must repay your loan in 62 days.
Repayment Example: For a $500 instant cash advance loan for 62 days. You will pay $70 in interest and charges. Total amount you will repay will be $570 in 62 days.
Annual Percentage Rate (APR): We offer an APR of 82.42%. For a $500 loan of 62 days, the total payback amount is $570.
Loan Amount: Minimum amount you can borrow is $100 and maximum of $1,500.
Interest fees (Ontario Residents): Total cost of borrowing(Including interest and fee) under the payday loan agreement is $14 for every $100 borrowed.
Missed Payments: If you don’t make your payment, you will be charges a $20 penalty.
Borrow Responsibly: Please borrow responsibly. We offer a way to help you during difficult times. However, the interest rate is higher than the rate of local banks. These loans should only be taken out when you do not have other options for financial assistance, and you should be used as seldom as possible. If contracted in knowingly, this loan can prove to be the right solution for you. However, the fact of getting together a large number of short-term loans could lead to serious financial problems and debt impossible to bear.
Here’s an example of $500 loan borrowed for a 62 days repayment period.
Loan Amount You Borrowed : $500
Interest & Fees : $14 per $100 Borrowed
Total Interest & Fees : ($500/$100) * $14 = $70
Total Re-payment Amount : $500 (principal) + $70 (Interest & fee) = $570
Repayment Period : 62 Days
Annual Percentage Rate (APR) : 82.42%
3 Payment Plan: If this loan is repaid in 3 equal instalments, each payment would be $190
At Payday Loan Mart, you can borrow from $100 to $1,500 with a Instant Cash Advance loan. The amount you can borrow will depend on your financial situation and ability to repay the loan.
No, We are transparent about all fees associated with Instant Cash Advance. In Ontario, the maximum fee is $15 per $100 borrowed, and we charge you $14 per $100 borrowed.
Once your loan is approved, Payday Loan Mart typically deposits funds into your bank account in minutes.
No, you don’t need good credit to apply for a Instant Cash Advance with Payday Loan Mart.
If you’re unable to repay on time, you may incur additional fees or interest charges. Contact Payday Loan Mart immediately to discuss your options.
Yes, self-employed individuals can apply for Instant Cash Advance. To demonstrate your repayment capability, you must provide proof of income, such as recent bank statements, tax documents, and a business license.